WishON Finserv Solutions
Business Loan
Unsecured and semi-secured term loans up to ₹1 crore depending on lender and profile — for proprietorships, partnerships, LLP, private and public limited companies, unlimited companies, trusts, NGOs, private schools and colleges, and hospitals.
- Eligibility from partner banks and NBFCs
- Indicative rates from 11.00% p.a.
- Official CIBIL report — free once a year on cibil.com
HDFC Bank Limited
Axis Bank Limited
IDFC FIRST Bank Limited
Mahindra & Mahindra Financial Services Limited
Cholamandalam Investment and Finance Company Limited
Shriram Finance Limited
Who it suits
- Proprietorship
- Partnership and LLP
- Private Limited and Public Limited
- Unlimited companies
- Trusts, NGOs, hospitals
- Private schools and colleges
Documents
- KYC of promoters / trustees
- GST returns
- ITR and computation
- 12-month current-account statement
On this product
- Unsecured typically ₹75 lakh to ₹1 crore, depending on bank, NBFC, and overall profile.
- Turnover-based programmes start from 12 months of GST.
- Institution and trust files need bye-laws, resolution, and 12-month banking.
- Indicative rate
- 11.00% – 16.50% p.a.
- Amount
- ₹2 L – ₹1 Cr
- Tenure
- Up to 7 years
- Sourcing fee
- ₹0 from the applicant
Lending partners
Full legal names and marks for identification. WishON originates. The institution sanctions, prices, and disburses.
HDFC Bank Limited
Axis Bank Limited
IDFC FIRST Bank Limited
Mahindra & Mahindra Financial Services Limited
Cholamandalam Investment and Finance Company Limited
Shriram Finance Limited
HDB Financial Services Limited
Aditya Birla Finance Limited
Piramal Finance Limited
Indicative EMI
Priced at the floor rate for Business Loan. Your offer will move with bureau, FOIR, and the lender.
Business Loan: every year from 1 to 7. Subject to lender and age at maturity.
Type with a point — 9.99, 11.50, 14. Type it; do not use 999. Floor for this product is 11.00% p.a.
₹75,000 and above: FOIR / DBR generally 70–75%, bank to bank. You may type a figure inside the band (60.5 is allowed).
- ₹20,000 – ₹35,000: 50%
- ₹35,000 – ₹50,000: 55%
- ₹50,000 – ₹75,000: 60–65%
- ₹75,000 – ₹1 lakh & above: 70–75%
Sum of EMIs already due — housing, auto, personal, cards minimum due if revolving. Deducted from FOIR before a new loan.